75 articles in Property Finance with practical commercial and delivery insight.
Moving home means two transactions that rarely align. The two ways to handle the overlap, and the honest cost of each when the sale takes longer than you assumed.
Read MoreLenders require cover, but the policies they require protect them first. A breakdown of each type, what moves its price, and the gaps owners discover at claim time.
Read MoreLenders calculate what you can borrow. This calculation shows what you can carry, which is a different and more useful number.
Read MoreStanding behind someone else's obligation is a commitment with consequences. The assumptions that cause harm.
Read MoreA first financing arrangement is entered with the least experience and the longest consequences. The order that protects you.
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Both are supervised by SAMA and both finance property, but they underwrite differently, price differently and tolerate different files. How to decide which door to knock on.
Read MoreAn indicative letter and a formal offer are treated as the same thing by buyers and as very different things by lenders. What each covers, and where buyers get caught between them.
Read MoreBetween the first drawdown and the day you move in, a build or an off-plan purchase costs money every month and produces nothing. A breakdown of that interim period.
Read MoreA lower rate elsewhere is not automatically a better deal. What to count before moving a facility.
Read MoreA new role, a move to self-employment or a change of employer interacts with conditions buried in your finance documents. The mistakes that turn a career move into an arrears file.
Read MoreThe options available before a missed payment are far wider than those available afterwards. What to do, in order.
Read MoreBorrowing to improve a rental only works if the rent increase exceeds the cost. A calculation that tests it.
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